Terms of Service

By accessing or using PremiumRadar ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of the Terms, you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service. By using the Service, you represent that you are at least 18 years of age and have the legal authority to enter into these Terms.

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms. You are responsible for safeguarding the password used to access the Service and for any activities under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use. We reserve the right to refuse service, terminate accounts, or cancel orders at our sole discretion.

Some parts of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). At the end of each Billing Cycle, your Subscription will automatically renew unless you cancel it or we cancel it. You may cancel your Subscription through your account settings or by contacting us. A valid payment method is required to process the payment. By submitting your payment information, you authorize us to charge all Subscription fees incurred through your account.

You agree not to use the Service: - For any unlawful purpose - To violate any laws in your jurisdiction - To exploit, harm, or attempt to exploit minors - To transmit any malicious code or spam - To infringe upon others' intellectual property rights - To harass, abuse, or threaten others - To scrape or harvest data without authorization - To interfere with the Service's security features

The Service and its original content, features, and functionality are owned by PremiumRadar and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code.

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Rankings, suggestions and AI-generated analyses are decision-support estimates only. They must not be relied upon as the sole basis for any commercial, credit, or client-onboarding decision, and they do not constitute financial, legal, or regulatory advice. Responsibility for any action taken with a client remains entirely with the user and their institution. We do not guarantee the accuracy, completeness, or usefulness of any information provided.

IN NO EVENT SHALL PREMIUMRADAR, ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SERVICE. Our total liability shall not exceed the amount paid by you, if any, for accessing the Service during the twelve months prior to the claim.

We may terminate or suspend your account immediately, without prior notice, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

These Terms shall be governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

We reserve the right to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the effective date. Your continued use of the Service after any changes constitutes acceptance of the new Terms.